SISTEM PEMBAYARAN ELEKTRONIK TANPA TUNAI: SATU KEPERLUAN DI ERA COVID-19 PANDEMIK
DOI:
https://doi.org/10.46754/jmsi.2022.06.002Keywords:
Pembayaran elektronik, e-dagang, ekonomi digital, COVID-19 pandemik, internetAbstract
Sistem pembayaran elektronik merupakan kaedah pembayaran melalui Internet yang semakin digemari oleh masyarakat Malaysia dan dunia amnya. Terdapat pelbagai saluran pembayaran yang memudahkan urusan pembelian antara penjual dengan pembeli iaitu transaksi tanpa tunai. Keyakinan pengguna semakin menyerlah dengan penambahbaikan keselamatan portal e-dagang dan kesungguhan pihak kewangan seperti institusi kewangan. Objektif penulisan makalah ini adalah untuk menerangkan tentang kelebihan dan kekurangan bagi sistem pembayaran secara elektronik. Kesimpulannya, penggunaan sistem pembayaran secara elektonik ini menjadikan satu perkara yang memudahkan serta lebih selamat yang dipercayai pada masa kini. Pelbagai urus niaga di era COVID-19 pandemik ini telah membudayakan kaedah pembayaran secara elektronik ini.
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